Car and motorcycle club insurance

Public liability insurance is designed to help protect clubs if a third party claims that the club’s activities caused them serious injury or property damage. It can protect you against the financial risk of being found liable to a third party for death or injury, loss of a damage to property or ‘pure economic loss’ resulting from your negligence.

To make a claim, simply download the relevant form for your policy, fill it out electronically, and email it to us. One of our friendly team members will take it from there.

The maximum number of stalls is 200. This can be increased by contacting us using the form below or calling 1300 130 373.

No, public liability protects the club and club members’ stalls only.

Swap meets with more than 500 people are considered large events.

If you are holding a static swap meet with more than 500 people, you need to contact us using the form below or call 1300 130 373 and provide site map/event management plan, any live music, estimated number people, and confirm whether alcohol will be sold. Once this information is received, Marsh will negotiate with the insurer on your behalf. Note, no cover is applicable unless confirmed in writing by Marsh.

When you give your time and energy to a club, you want to make certain you’re not risking your personal or the organisation’s financial security. Therefore, a management liability insurance policy can help provide protection for you and the organisation in the event of legal action if sued for:

• Negligence, libel, slander, defamation, discrimination, etc
• Employment related matters (unfair dismissal)
• Club management liability can also cover some of the costs associated with an employee stealing funds from the club.

A management liability policy typically has important exclusions that you should be aware of including but not limited to:

• Fraud – any claim in consequence of a deliberate fraudulent act
• Insolvency – financial impairment of the insured organisation
• Known dishonesty
• Losses sustained from accounts at banks where only one signatory is required for transactions.

Don’t forget!

Management liability insurance is ONLY available to incorporated entities. If your club is not incorporated, individual committee members may run the risk of exposing their personal home, car and financial assets.

Although not compulsory, it is highly recommended for car clubs to consider insurance coverage as you may not be able to find a space to run your event without it. The insurance you may need for your car club will all depend on your club’s requirements, and nature and activities of your club.